The article gives an overview of current occupational injury insurance and highlights some of the issues related to its (limited) scope of application. It also examines the interaction between the Compensation for Occupational Injuries and Diseases Act and the Road Accidents Fund (RAF) Act in the context of commuter injuries.

In the light of new developments related to the RAF Act, the authors conclude that the planned move towards defined benefits and a mixed fault-based system would result in the RAF being more closely associated with social protection within the ambit of social legislation.

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